Risky industries ought to be prepared

There are some industries that happen to be more pre-disposed to facing a New York workers compensation claim than others. However, employers can be prepared for these claims by taking out enough workers’ compensation coverage. This sort of insurance pays compensation for lost wages and medical treatment when workers are injured on the job.

Workers’ compensation may provide employees with compensation regardless of who was at fault in the incident. It also includes coverage for work-related ailments and auto-accident injuries incurred while on the job. Such payments may include lost wages, medical and rehabilitation costs. Workers’ compensation may also include death benefit payments to spouses and dependents. It’s important to be aware however that workers’ compensation is separate from business-owners’ policies and as such needs to be purchased as a stand-alone policy.

Each State has different rules concerning the length and frequency of payments and how workers’ compensation schemes ought to be administered. You will discover out more details about New York workers compensation by checking out the New York State Department of Financial Services website, and by calling our team of insurance specialists to answer any specific questions you may have. Making sure you have the best coverage for your needs is important for us - it means you’re more likely to be a happy customer and it also makes us happy to help you discover the insurance you need.